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Everything you need to

control your debt

No minimum credit score to use Bright plan
debt
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Rated 4.8* based on 150,000+ reviews on
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AS FEATURED IN
01.
Refinance high interest credit card debt

Get up to $8,000.

No origination fees. APRs as low as 9%. Affordable and flexible monthly payments
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02.
Grow your score fast

Build credit with on-time payments²

0% APR. No interest fees. Reported to Equifax and TransUnion. No minimum score to apply!
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01.
Manage all your finances in one place

AI driven plan personalized for you.¹ Manage debt and build savings.

Start building for a better future. Bright helps you save, invest and get to your target net worth.
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02.
Pre-plan payments and stay equipped.

All your cards and bills in one place.

Manage your bills, with payment reminders, all managed by Bright.
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05.
Grow your score fast

High APY Savings.

Get a high APY savings account for each of your needs. And with automated savings, tailored for you
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03.
Full control of your money.

Budget tools powered by AI

Budgeting tools so see all your incomes and expenses in one place.
07.
Grow your score fast

The best courses to learn about all things money.

The MoneyScience school is led by money experts to help you build just the skills you need to manage money well.
Everything you need to control debt.

All for less than $10 a month!²

Get started
$10
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